Vehicle Insurance

Whether you drive your vehicle daily or operate a fleet for your business, vehicle insurance is essential for protecting your financial and legal interests.
At Al Sadeq Insurance, we offer flexible and comprehensive motor insurance solutions designed for both individuals and businesses across Iraq. Our policies are regulated by the Iraq Insurance Bureau, and we deliver reliable protection backed by local expertise.

What is Vehicle Insurance?

Vehicle insurance is a policy that provides financial protection against physical damage or bodily injury resulting from traffic accidents, theft, fire, or natural disasters. In Iraq, basic third-party liability insurance is a legal requirement for all registered vehicles.

Types of Vehicle Insurance We Offer

1. Third-Party Liability Insurance (TPL)

  • What it covers: Covers damage or injury caused to other people, vehicles, or property due to an accident where you are at fault.
  • Key Benefits:
    • Legally required coverage.
    • Affordable annual premiums.
    • Easy issuance and renewal.

2. Comprehensive Vehicle Insurance

  • What it covers: Covers damage to your own vehicle in addition to third-party liability.
  • Includes coverage for:
    • Collision and accidental damage
    • Theft or attempted theft
    • Natural disasters (floods, storms)
    • Fire or explosion
    • Roadside assistance and towing services

3. Fleet Vehicle Insurance

  • What it covers: A single policy that covers multiple vehicles owned or operated by a company or organization.
  • Key Benefits:
    • Centralized management of all vehicles
    • Special discounts for large fleets
    • Tailored service for claims and repairs

Why Choose Al Sadeq for Your Motor Insurance?

  • Fast policy issuance in minutes
  • Licensed repair centers network
  • Digital claims submission and tracking
  • 24/7 roadside assistance (optional)
  • Competitive premiums and flexible payment plans
  • Direct tie-up with police reporting system (coming soon)
  • Optional regional coverage for selected cross-border use

How to Get Covered

  1. Provide us with your vehicle registration and driver’s license copy
  2. Choose your desired coverage type (TPL or Comprehensive)
  3. Schedule a free inspection (for comprehensive plans)
  4. Receive your policy document digitally or in print